
Culbertson & Jacobs
Insurance Services, L.L.C.
Welcome
Our licensed agents can help navigate your unique insurance needs.
We are an insurance agency dedicated to meeting your needs. We provide assistance with many kinds of insurance including individual and family healthcare plans as well as plans for individuals eligible for Medicare. Our goal is to help you find the best fit for you. Please feel free to contact Culbertson & Jacobs Insurance Svcs with any questions.

Our Services
Health Insurance
We offer Affordable Care Act (ACA) Plans as well as Off Market Plans and will work with you to determine your best fit. We also offer Vision and Dental Addons.


Medicare Supplements
Medicare Supplements, sometimes called “Medigap Plans” are a Supplement Insurance that helps fill "gaps" in Original Medicare and are sold by private companies. Original Medicare pays for much, but not all, of the costs for covered health care services and supplies. A Medicare Supplement Insurance policy can help pay some of the remaining health care costs, like; Copayments, Coinsurance, Deductibles.
Medicare Advantage
Medicare Advantage Plans, sometimes called “Part C” or “MA/MAPD” are offered by Medicare-approved private companies and must follow rules set by Medicare. Most Medicare Advantage Plans include prescription drug coverage (Part D).


Prescription Drug Plans
Medicare Prescription Drug Plans, sometimes called ‘Part D” or “PDP” must cover a wide range of prescription drugs that people with Medicare take, including most drugs in certain protected classes, like drugs to treat cancer or HIV/AIDS. A plan’s list of covered drugs is called a “formulary,” and each plan has its own formulary.
Vision/Dental Plans
We can also explore individual Vision and Dental plans to best meet your needs.


Assistance Programs
Many individuals are unaware that they may qualify for assistance programs such as Medicaid or Medicare Savings Programs. Our knowledgeable agents will determine if you qualify for any assistance programs and will help guide you through the application process.

Contact Us
Please feel free to reach out to us. We would be glad to discuss your case and address any questions or concerns you may have.
You can reach us by Phone, Email, Social Media, or send us a Message.